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Finance a Car the Smart Way

Dec 012011

If you are looking for a new car, you are probably considering how you are going to get the money to pay for it. You could save up and pay cash for a new car, but most likely, you are going to end up having to get a loan. When obtaining financing for your car, you should make sure to avoid a few key mistakes.

Negotiate Price Of The Car Not The Payment

The first thing you do is negotiate the price of the car as opposed to your monthly payment. The reason is that the price on the sticker is not the price you should be paying. Even if you have to walk out of a couple dealerships to get your price, hold out for at least 500-1000 dollars less than sticker price. Your monthly payment is not going to equal the price of the car after interest and other fees are tacked on. Continue reading »

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