Whether you’re the safest driver on the planet or have a bunch of driving habits that you need to get out of, there is always the chance of you being involved in a car accident. Car accidents are scary experiences, and sometimes you are in so much shock that you do or say things that you shouldn’t. The steps below will help you know what to do if you ever find yourself being involved in a car accident.
1. Check For Damage
If you are ever in a car accident, you must stop and pull over to the side of the road or motorway, regardless of who’s to blame or the severity of the accident. Failure to do this is legally punishable by a sixth-month prison sentence or a fine. Once you’ve done this, put your hazard lights on, and, if it’s safe to do so, check everyone involved for injuries. If anyone is injured, phone the emergency services immediately. You should also take pictures of the damage to your vehicle, in case you decide to make an insurance claim.
2. Call The Emergency Services
Although no one may be injured, if there is a blockage on the road, or someone leaves the scene of the accident without providing you their details, call 999 immediately and tell the police. Even if the accident isn’t very severe, and both you and the other party leave the scene of the accident with each other’s details, you still need to inform the police within 24 hours. It’s best to do this as soon as possible, so call the non-emergency number once you’re settled back at home.
3. Get Each Other’s Details
Even if you hit a parked car or someone’s property and the owner isn’t present, you still need to leave your details, such as on a note on the windscreen. These details should include your name, address, mobile or telephone number, and your car registration. These should also be exchanged if another party is there, as well as your car insurance providers (if you can remember who you’re insured with).
4. Collect Evidence
As mentioned earlier, you should take pictures of the damage to your vehicle, and the other party’s vehicle, or property you hit. You should also make a note of the weather conditions, your recollection of the accident, the date and time of the accident, any injuries occurred from the accident, and the names and numbers of any witnesses. This will all be useful if either party make an insurance claim.
5. Contact Your Insurance Provider
Whether you intend to make a claim or not, you should always inform your insurance provider of the accident as soon as possible. It’s probably a good idea to have some sort of plan as to what you’re going to say to your provider, as this could affect a claim if you choose to make one. If you only require minor car body repair, it would probably be better not to make a claim, as the repairs will probably cost less than the excess on your policy.
Car accidents happen, and sometimes their no one’s fault. You just need to ensure you know what to do in the unfortunate event that you ever get involved in one.